Live in the home you want today — with the option to buy when you’re ready.
Lease With A Plan gives you a real path to ownership, even if banks say no.
A New Path to Homeownership — Without a Traditional Mortgage
Lease With A Plan is a unique rent-to-own program designed to help individuals and families transition from renting to owning — without needing perfect credit, huge savings, or a bank loan.
We connect you with homes available for lease now, with the option to buy built into your agreement.
That gives you time to settle in, build financial stability, and make homeownership a reality on your own terms.
The perfect solution for anyone who dreams of buying but needs time to get things in order.
Why Choose Lease With
A Plan?
Here’s why this is the ultimate opportunity for you:
✅ No Credit Check – Move in without worrying about your credit history.
✅ Stay Put – No need to move twice. Get familiar with the neighborhood, schools, and community while you prepare to buy.
✅ Fix and Improve – Resolve credit issues or financial challenges during the lease term (1–3 years).
✅ Lock in the Price – The purchase price is set when you sign the lease, even if market values rise.
✅ Option Payment Benefits – A one-time option payment ensures the home is yours to buy. Plus, it’s credited toward your purchase price!
✅ Make it Yours Now – Customize your future home today. Upgrade the kitchen, add a sunroom, or create your dream man cave.
🛠 Credit challenges? No problem.
🏡 Live in the home while preparing to own it.
💡 No traditional mortgage required.
📊 Lock in your purchase terms in advance.
🤝 We walk with you every step of the way.
How It Works:
Move in with a one-time option payment and prove your ability to pay the monthly rent-to-own fee.
No banks, no credit checks – just a straightforward path to owning your home.
Use the lease term to fix credit or other issues, so you can qualify for a mortgage and purchase your home.
If buying isn’t possible at the end of the lease, no problem – you can move on, hassle-free.
Why Choose Lease With A Plan?
You get more than just a home – you get a lease with plan.
Start building your future today while enjoying the benefits of homeownership without the immediate pressure of a mortgage.
Your Journey to Homeownership Starts Here
Apply today to join our program and get matched with a home that fits your life — and your future.
Tell Us What You’re Looking For
Share your ideal home, budget, location, and timeline.
We Match You to Available Homes
We connect you with a home you can move into now — and lock in for the future.
You Lease With a Plan to Own
Move in with confidence, knowing you have a real path toward ownership.
No Credit Check.
Bad Credit, Evictions, Foreclosures
Okay.
Your One time Option Payment gets You Approved!
Call us! No Credit or FICO score needed.
Evictions OKAY. Foreclosures Okay. Felonies Okay.
If you are seeking to Rent or Lease and then buy the home you're renting or leasing later as your credit builds up or when you are ready, then you've come to the right place.
Lease With A Plan
Rent It. Buy It. Own It.
Lease With A Plan Homes
*"Lease With A Plan Homes" are clean, modern, and generally ready to move in right away.
*Handyman Specials
*Fixer Upper
*"Handy Man Special or Fixer Upper Homes" are generally move in ready but may require some work by you during occupancy (with a discount!)
Move In & Rent Now
Buy Later
Move into the home now. Regardless of credit score, bad credit, evictions, foreclosures, felonies.
How?
With An Option Payment!
The Benefits Of Buy It. Rent It. Own It.'s
Lease With A Plan!
(Rent To Own):
Your One Time Option Payment, Gets You All This:
No Credit Check To Move In
Fix Up Your Home How You Like It
Button
Allows You Plenty Of Time To Fix Credit For Purchase Later
Fixed Sale Price. Lock In Your Price Now
Who does Rent To Own?
Or Lease With A Plan?
- 1. Individuals who attempted to qualify for a mortgage but were turned down recently.
- 2. Individuals who have a blemish on their record or credit report and need time to fix it.
- 3. Individuals what want a house instead of an apartment.
- 4. Individuals who are looking for home ownership instead of just renting.
“RentItBuyItOwnIt is a great place for those looking to transition from renting a property to owning one. Easy and straightforward”
Erik Hampton
Contact Us
We’d love to hear from you. Call us at 928-482-256 or send us a message using the form below and we’ll get back to you as soon as we can.
